Ah, the holiday season. A time for twinkling lights, cozy sweaters, and the faint sound of Mariah Carey’s voice echoing through every store. But what if, amidst all the eggnog and gift wrapping, you decided to embark on the ultimate holiday adventure—buying a new home? It may sound unconventional, but hear us out. The holiday season just might be the perfect time to find your dream abode. Here’s why:
1. Less Competition Means More Cookies (and Homes) for You
While others are busy decking the halls, you can be busy locking in deals. The holiday season typically sees fewer buyers in the market, which means less competition for you. It’s like showing up to the cookie swap and realizing no one else brought snickerdoodles. More for you!
2. Sellers Are Extra Motivated
Many sellers during the holiday season are in the market for a reason—relocation, end-of-year tax breaks, or simply wanting to start fresh in the New Year. Motivated sellers might be more willing to negotiate, which could mean a lower purchase price or some extra perks thrown in. Free snowblower, anyone?
3. Interest Rates May Be More Cheerful
Mortgage rates can fluctuate throughout the year, but the holiday season often brings a little cheer in the form of competitive interest rates. Lower rates mean you’ll have extra room in your budget for important things, like an inflatable snowman for the front yard.
4. You’ll See the Home at Its Coziest
Shopping for a home in winter means you’ll get to see how the property handles the cold. Is the heating system up to snuff? Do the windows let in drafts? Plus, if it’s decorated for the holidays, you’ll get a sneak peek at just how festive your future looks. (And if the neighbors go too heavy on the inflatable reindeer, you’ll know what you’re in for.)
5. End-of-Year Tax Benefits
Closing on a home before December 31st could qualify you for some sweet tax deductions. Property taxes, mortgage interest, and loan points might all be deductible, which could make your accountant as jolly as Santa himself.
6. Real Estate Agents Have More Time
The holiday season can be quieter for real estate agents, which means they’ll have more time to focus on finding you the perfect home. Think of it as having your own personal elf dedicated to your housing wish list.
7. Holiday Sales Aren’t Just for TVs
Moving into a new home means you’ll likely need furniture, appliances, or maybe even that fancy coffee maker you’ve been eyeing. Holiday sales can help you furnish your new digs without breaking the bank. Black Friday isn’t just for gadgets, folks.
8. It’s a Great Excuse to Avoid Awkward Family Questions
“So, when are you buying a house?” This perennial holiday dinner question can finally be answered with: “Actually, we’re closing next week!” Watch their jaws drop as you casually pass the cranberry sauce.
Wrapping It Up Like a Holiday Gift
Buying a home during the holiday season might seem a little unorthodox, but it’s packed with perks that could make your decision to move merry and bright. So, if you’re ready to trade in your sleigh for a new set of house keys, grab a cup of cocoa, call me, your jolly real estate agent, and start dreaming of a home for the holidays—your very own.
| DEBBIE SPENCER GROUP |
| REALTOR®, CRS, SRES |
| m: 617-285-7300 t: 781-860-7300 e: debbie@thedebbiespencergroup.com |
| 1 Militia Drive, Suite 204, Lexington, MA 02421
|
